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Restaurants turn to private exchanges for health care coverage

Restaurants turn to private exchanges for health care coverage

Private exchanges operate independent of the federal system and are viewed by some as a way to limit risk, increase predictability and lower costs when offering employees coverage.

Since the inception of the Affordable Care Act, there has been no shortage of confusion surrounding its details — especially as it relates to the insurance marketplaces known as exchanges. Between the clumsy kickoff last year of the website hosting federal insurance options and the patchwork of state-led networks, a growing number of restaurant companies are turning to private exchanges as they prepare to comply with the upcoming employer mandate.

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