Locked-up lending

Locked-up lending

Given a lending spigot that can’t be budged, restaurateurs are turning on the creativity when it comes to funding future growth.

20-25%

Required down payment for restaurateurs before loan considerations by most lendersSOURCE: MORNINGSTAR RETAIL & RESTAURANT ANALYSTS

Credit unions, private investors, the sale of assets and innovative financing structures increasingly are filling the void left by the continuing shortage

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